Florida's State Housing Initiatives Partnership or SHIP program "provides funds to local governments as an incentive to create partnerships that produce and preserve affordable homeownership and multifamily housing. " In other words, certain types of housing like workforce housing, manufactured homes, and cabins are made faster at incentive to prevent delay on providing Florida residents new and affordable housing. These programs enact after major disasters like Hurricane Ian and Nicole, but only last for a bit after. So if you are on the fence on getting a home, give us a call and see if you can get a home that you love at a price you can afford. Sales Dept +1 (210) 887-2760. If you are low to moderate income you can check to see fi you qualify for down payment assistance Check your eligibility here